Answers to common questions about Medicare, health insurance, life insurance, and more from Vantage Insurance Holdings.
Medicare Supplement (Medigap) plans fill the gaps in Original Medicare — covering copays, coinsurance, and deductibles — while letting you see any doctor that accepts Medicare nationwide. Medicare Advantage (Part C) replaces Original Medicare with a private plan that often includes extras like dental and vision but uses a network of providers. Matthew can walk you through both options so you choose what fits your lifestyle and budget — call (561) 206-3402 for a free comparison.
Your best window is the 6-month Medigap Open Enrollment Period, which starts the month you turn 65 and are enrolled in Medicare Part B. During this period, insurers cannot deny you coverage or charge more due to pre-existing conditions. Outside of this window, eligibility and pricing may vary by state and carrier — call Vantage at (561) 206-3402 to see what options are available to you right now.
Yes. Matthew reviews your current medications and compares Part D plans from multiple carriers to find the one with the lowest total annual cost — including premiums, deductibles, and copays at your preferred pharmacy. This service is free and can save you hundreds of dollars per year. Call (561) 206-3402 or visit myvih.com to get started.
Vantage is contracted with 17 carriers including Aetna, Blue Cross Blue Shield, Cigna, Devoted Health, Humana, Mutual of Omaha, UnitedHealthcare, WellCare, and more. As an independent agency, we shop multiple carriers to find you the best coverage at the best price — we are not locked into selling one company’s products.
Absolutely. Vantage uses HealthSherpa — a certified enrollment platform — to help individuals and families find ACA-compliant health plans, check subsidy eligibility, and complete enrollment. You can start online at HealthSherpa or call (561) 206-3402 for personalized guidance.
HealthSherpa is a CMS-approved online marketplace that makes it easy to compare and enroll in ACA health insurance plans. It shows real-time pricing, subsidy estimates, and plan details so you can make an informed decision. When you enroll through Vantage’s HealthSherpa link, Matthew serves as your agent at no extra cost.
Yes. Vantage helps small and mid-sized businesses in Florida find competitive group health insurance plans. Matthew shops multiple carriers to balance employee benefits with your company’s budget. Call (561) 206-3402 to schedule a no-obligation group plan consultation.
Vantage offers term life, whole life, universal life, Indexed Universal Life (IUL), and final expense insurance. Whether you need affordable temporary coverage or a permanent policy that builds cash value, Matthew can match you with the right product. Start a quick quote at Ethos Life or call (561) 206-3402.
An IUL is a permanent life insurance policy that builds cash value tied to the performance of a market index (like the S&P 500) — but with a floor that protects you from market losses. It offers tax-advantaged growth, flexible premiums, and the ability to take tax-free policy loans in retirement. Call (561) 206-3402 for a personalized IUL illustration.
Yes, many carriers offer coverage for individuals with pre-existing conditions — options range from guaranteed issue policies (no medical exam) to simplified issue and fully underwritten plans depending on your health history. Matthew works with multiple carriers to find the most favorable terms for your situation. Call (561) 206-3402 to discuss your options.
Yes. Matthew is licensed to sell life insurance in 27 states across the country. If you or a family member lives in one of those states, Vantage can help. Call (561) 206-3402 or start an online application at Ethos Life.
Vantage offers dental, vision, and hearing plans, hospital indemnity, cancer and critical illness coverage, accident plans, and more. These products fill the gaps that primary insurance often leaves behind — helping you avoid unexpected out-of-pocket costs. Call (561) 206-3402 to learn which supplemental products make sense for your situation.
A cross-selling package bundles complementary insurance products — like pairing a Medicare Supplement plan with dental, vision, hearing, and a final expense policy — into one comprehensive coverage strategy. This approach ensures you are fully protected without paying for overlapping benefits. Matthew builds custom packages tailored to your needs and budget.
Yes. Vantage offers standalone dental, vision, and hearing plans from multiple carriers — whether you are on Medicare, an ACA plan, or have no coverage at all. These plans can be bundled with your existing insurance for maximum savings. Call (561) 206-3402 to compare options.
Vantage Insurance Holdings is headquartered in Coral Springs, FL and serves clients across Southeast Florida including West Palm Beach, Boca Raton, Fort Lauderdale, Pompano Beach, Deerfield Beach, Parkland, Margate, Coconut Creek, and Tamarac. For life insurance, Matthew is also licensed in Iowa, Illinois, Texas, Georgia, and Tennessee.
You can call (561) 206-3402 or toll-free at 1-800-346-7180, email info@vantageinsuranceholdings.com, or visit our contact page. Matthew offers free, no-pressure consultations either by phone, video, or in person at our Coral Springs office.
Yes. Vantage Insurance Holdings is fully independent, which means Matthew is not captive to any single carrier. He shops 17+ carriers to find the best coverage and pricing for your specific needs — his loyalty is to you, not an insurance company.
The myVIH portal at myvih.com is Vantage’s online client hub where you can access your policy information, request changes, submit service requests, and stay connected with Matthew’s team. It is available 24/7 for your convenience.
