Bundle supplemental products alongside your primary plan for maximum protection and maximum savings.
Every health insurance plan — whether Medicare, Medicare Advantage, or an ACA marketplace plan — leaves gaps. Deductibles, copays, coinsurance, and entire categories of care that simply are not covered. When a serious health event strikes, those gaps can mean thousands of dollars out of your pocket.
Cross-selling packages solve this by bundling supplemental insurance products alongside your primary coverage. Instead of buying each product separately at full price, you work with a single agent who builds a custom package tailored to your health, your budget, and your family’s needs. The result is comprehensive protection that catches what your primary plan misses — often for pennies a day.
Matthew Vallier at Vantage Insurance Holdings (established 2021) specializes in identifying exactly which supplemental products will give you the most value. With 17+ carrier partners across 27 states, he has access to products and pricing that captive agents cannot match. No pressure, no unnecessary upsells — just smart coverage that protects your family’s financial future.
In Florida, where the cost of living is high and many residents are on fixed incomes, supplemental coverage is particularly important. A hospital stay with $300 to $400 daily copays can quickly drain savings. A cancer diagnosis averaging $150,000 in treatment costs can devastate a family even with Medicare or ACA coverage. Cross-selling packages fill these gaps at a fraction of what you would pay for each product individually.
These are average treatment costs in the United States — before you factor in lost wages, travel, and caregiving expenses.
Supplemental insurance pays cash benefits directly to you — not the hospital. Use it to cover deductibles, mortgage payments, groceries, or anything else your family needs while you focus on recovery.
Each product targets a specific gap in your primary plan. Bundle two or more for the best value. Most cost $15 to $60 per month individually.
Pays a fixed daily cash benefit for each day you spend in the hospital. Use it to cover copays, deductibles, or household bills. Benefits are paid directly to you regardless of what your primary plan covers. Daily benefits range from $100 to $500 per day with ICU and surgical benefits also available.
Pays a lump-sum cash benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, organ failure, and more. With average cancer treatment costing $150,000, this coverage can mean the difference between financial stability and devastation. Covers 20+ critical conditions.
Covers expenses from accidental injuries — fractures, dislocations, burns, lacerations, and emergency room visits. Pays benefits for treatment, follow-up care, physical therapy, and even transportation to medical facilities. Ideal for active families and individuals.
Replaces a portion of your income when illness or injury prevents you from working. Benefits typically begin within 7 to 14 days and can last 3 to 6 months, bridging the gap until you can return to work or transition to long-term disability. Income replacement up to 60 to 70 percent.
Most Medicare and many ACA plans offer little to no coverage for dental, vision, or hearing care. These plans cover preventive exams, cleanings, fillings, eyeglasses, contacts, hearing aids, and more — services you use every year but often pay full price for without coverage.
A small whole life insurance policy designed to cover funeral costs ($7,848 to $9,420 average), burial expenses, and outstanding debts so your family is not left with a financial burden. Most plans offer guaranteed acceptance with no medical exam required. Coverage from $5,000 to $50,000.
Purchasing supplemental products individually means working with multiple agents, multiple applications, and multiple billing cycles. Each product is priced at its standalone rate with no consideration for what else you carry.
When you bundle through Vantage Insurance Holdings, Matthew Vallier reviews your entire coverage picture and recommends only the products that fill real gaps. Carriers often offer multi-policy discounts, and you benefit from simplified billing and a single point of contact for all your coverage questions.
More importantly, bundling prevents over-insuring. Many people carry overlapping coverage without realizing it. A thorough cross-selling analysis eliminates redundancy and puts every premium dollar to work protecting you where you actually need it.
For Florida residents on Medicare or ACA plans, bundling is especially smart. Medicare Part A hospital copays can reach $400 per day. Part B has a 20 percent coinsurance with no out-of-pocket maximum on Original Medicare. An ACA plan may have a $9,000 out-of-pocket maximum. Supplemental products fill these specific gaps at a fraction of what you would pay out of pocket during a health event.
Call Matthew Vallier at (561) 206-3402. He will review your current primary plan (Medicare, Medicare Advantage, or ACA) and identify the specific gaps that leave you exposed to financial risk. Free, no obligation.
Based on your gaps, health, and budget, Matthew builds a custom bundle of supplemental products. He compares options across 17+ carriers to find the best value for each product in your package.
Most supplemental products can be enrolled by phone with no medical exam. Some require a few health questions. Coverage typically begins within days of application approval.
Your needs change over time. Matthew reviews your coverage package annually to ensure it still fits your situation. If your primary plan changes during open enrollment, your supplemental package adjusts accordingly.
