Privacy Policy

Last Updated: April 2026

1. Information We Collect

Vantage Insurance Holdings (“we,” “us,” or “our”) collects personal information that you voluntarily provide when you contact us, request a quote, enroll in an insurance plan, or use our website. This information may include:

• Full name, date of birth, and Social Security number
• Mailing address, email address, and phone number
• Health information relevant to insurance underwriting
• Employment and income information
• Beneficiary information
• Payment and billing information
• Website usage data collected through cookies and analytics tools

2. How We Use Your Information

We use the information we collect for the following purposes:

• To provide insurance quotes, enrollment assistance, and policy servicing
• To communicate with you about your coverage, renewals, and account updates
• To comply with applicable laws, regulations, and carrier requirements
• To improve our website, services, and customer experience
• To respond to your inquiries and requests

3. Information Sharing

We do not sell your personal information. We may share your information with:

• Insurance carriers for the purpose of obtaining quotes, underwriting, and policy issuance
• Enrollment platforms such as HealthSherpa, Ethos Life, and Legacy of Love as needed to process your applications
• Service providers who assist us in operating our website and business (e.g., hosting, analytics)
• Government agencies when required by law or regulation

4. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security. We encourage you to use strong passwords and safeguard your own account credentials.

5. Cookies and Tracking Technologies

Our website uses cookies and similar technologies to enhance your browsing experience, analyze site traffic, and understand how visitors interact with our content. You can control cookie preferences through your browser settings. We use Google Consent Mode v2 to ensure compliance with privacy regulations — analytics and advertising cookies are only activated after you provide consent.

Types of cookies we may use include essential cookies (required for site functionality), analytics cookies (to measure site performance), and marketing cookies (to deliver relevant content).

6. Third-Party Links

Our website may contain links to third-party websites, including carrier portals, enrollment platforms (HealthSherpa, Ethos Life), and the myVIH client portal at myvih.com. These sites have their own privacy policies, and we are not responsible for their content or practices. We encourage you to review the privacy policy of any third-party site you visit.

7. HIPAA and Protected Health Information (PHI)

As an insurance agency, we may receive protected health information (PHI) in connection with Medicare, health insurance, and supplemental coverage applications. We handle all PHI in accordance with the Health Insurance Portability and Accountability Act (HIPAA) and applicable state privacy laws. PHI is used only for insurance-related purposes and is shared only with authorized carriers and enrollment platforms as necessary to service your coverage.

8. Children’s Privacy

Our website and services are not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected information from a child under 13 without parental consent, we will take steps to delete that information promptly.

9. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. When we make changes, we will update the “Last Updated” date at the top of this page. We encourage you to review this policy periodically to stay informed about how we protect your information.

10. Contact Us

If you have questions about this Privacy Policy or how we handle your personal information, please contact us: